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How Rent to Buy Works

Rent to Buy PCO Cars: Simple. Transparent. Yours.

We buy the car. You rent it weekly with halal, interest-free payments. At the end, you own it. The smarter alternative to PCO car hire.

Two ways to get started

Pick from our range or bring your own find. Either way, we buy it and you rent to own.

Option 1: Choose from our cars

Browse our pre-approved vehicle range. Pick one you like and we'll source it at a competitive price, plus a sourcing fee.

  • We find and inspect the car
  • Competitive market pricing
  • On the road within a week
Browse vehicles →

Option 2: Already found a car?

Found your perfect car at a dealer? Apply below. If it meets our criteria, we'll buy it and set up your rental agreement.

  • Your choice of vehicle
  • Same rental structure
  • Subject to checks & approval
Apply with your car →

Then it's three simple steps

1

We buy the car

Mizan purchases the vehicle outright from the dealer. We own it. No loans or finance applications for you.

2

You rent it weekly

Fixed weekly payments for the length of your contract. No interest. No hidden fees. Same amount every week.

3

You own it

At the end of your term, the car is fully yours. No balloon payments, no surprises.

What you get

Fixed payments

Same amount every week. Never goes up.

Unlimited mileage

No caps, no penalties. Drive as much as you need.

No interest

Shariah-compliant Ijara structure. Zero riba.

Your choice

Pick your own insurer, garage, and platform.

Full ownership

Complete the term and the car is yours.

Road tax included

Year one road tax is covered.

For business use only. Available exclusively to PHV/PCO licensed drivers. Subject to affordability and eligibility checks.

What if things change?

Life happens. We offer fair exit options, no penalties for doing the right thing.

A

Early settlement

Pay the remaining balance and take ownership immediately. No penalties.

B

Return the vehicle

Hand it back. We value it fairly and agree a transparent settlement.

C

Switch vehicles

Settle your current agreement and start fresh on a different car.

Ready to get started?

Pick a car or bring your own. We'll handle the rest.

Browse vehicles Join waitlist →