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Finance My Car

Finance your own car

Found a vehicle you like? Enter the details below and we'll show you your estimated weekly rental. If the car meets our criteria, Mizan buys it from the dealer and rents it to you — with ownership transferring at the end of your term.

1
Find your carBrowse dealers and pick a vehicle you love
2
Quick eligibility checkWe verify your PHV licence & affordability
3
Vehicle inspectionWe inspect the car to make sure it's up to standard
4
We buy it for youMizan purchases the vehicle directly from the dealer
5
Drive & own itYou drive from day one — full ownership at the end

Business use only — a valid PHV/PCO licence is required. Subject to affordability & eligibility checks.

Get a Quote

Get your quote

Don't know exactly which car you want yet? No problem. Just confirm it meets our criteria, enter a price, and we'll show your estimated weekly payment instantly.

⚖️ This is not a loan — how does it work?

Mizan does not lend you money. We purchase the vehicle directly from the dealer on your behalf. We then rent it to you for a fixed term at an agreed weekly rate. At the end of the term, ownership transfers to you for a symbolic payment of £1. This Ijara (rent-to-buy) structure avoids interest (riba) and means Mizan bears ownership risk throughout.

Vehicle criteria

Your vehicle must meet these requirements. Confirm below to get your quote.

✓ No older than 5 years
✓ From a registered dealer (no private sales)
✓ ULEZ compliant
✓ Suitable for PHV / PCO use
✓ No write-offs or category damage
✓ Price between £5,000 and £60,000
£
✓ Price: within range
10%
Your starting equity: £2,500
Your ownership journey
Watch your equity grow as you pay until the car is fully yours.
Your equity Remaining
Your weekly payment
£147 /week
Your monthly payment
£637 /month
Vehicle value£25,000
Your equity (deposit)£2,500
Rental amount£22,500
Contract length36 months
Total payable over term£27,039
End-of-term payment£1 (symbolic)
✓ Unlimited mileage
✓ Ownership transfers at end of term
✓ No interest — Ijara structure
✓ Road tax included in year 1
✓ On the road within one week
Check my eligibility →

Estimated figures only. Not a financial offer.

Vehicle Requirements

What we look for

Your chosen vehicle must meet these criteria for us to finance it.

Vehicle

  • No older than 5 years
  • Good mechanical condition
  • Full service history
  • No outstanding finance

PHV suitability

  • PHV licence compliant
  • ULEZ compliant
  • Suitable for commercial use
  • Clean HPI check

Purchase

  • From a registered dealer only
  • Price: £5,000 – £60,000
  • No write-offs or category damage
  • Not a private sale

Not sure if your vehicle qualifies? Get in touch and we'll let you know.

Not sure which car to choose?

Browse our supported models — pre-checked for PHV suitability with weekly rentals shown upfront.

Browse models →