Shariah-compliant rent-to-buy for PHV drivers. No interest. Weekly rental payments. Unlimited mileage. Full ownership at the end of your term — from £135/week.
Every payment builds equity. At the end of your contract, the car is fully yours.
Complete your contract and the car is fully yours.
Every payment grows your ownership stake.
Shariah-compliant. Zero riba, always.
Choose your own insurer, garage, and platform.
Drive as much as you need. No caps or penalties.
Ijara wa Iqtina structure. No haram, no tricks.
Adjust the numbers to match your situation. No surprises – what you see is what you pay.
Illustrative figures only. Actual payments depend on individual circumstances, vehicle, and approval. Not a financial offer or guarantee.
See how we compare to traditional fleet managers.
| Feature | Mizan Finance | Fleet Managers |
|---|---|---|
| Vehicle Choice | ✓ Any car on the market. You choose it, we buy it | Limited to whatever's in their fleet |
| Ownership | ✓ You accumulate ownership with every payment | Renter for 4-5 years, own nothing at the end |
| Equity | ✓ Equity builds from day one, yours to track | Only released at the end, if at all |
| Fees | ✓ Transparent pricing, no hidden charges | Extortionate admin fees, sign-up charges, exit penalties |
| Insurance / Servicing | ✓ Freedom to look after the car yourself | Forced bundle with their providers at their inflated prices |
| Mileage | ✓ Unlimited. Drive as much as you need | Often capped with excess charges |
| Contract | ✓ Flexible terms from 12 to 60 months | Minimum lock-in periods with harsh early-exit fees |
| Experience | ✓ Your car, your rules. Full control from day one | Restrictive policies. You feel like a renter, not an owner |
"They treat you like a renter. We make you the owner."
These are the vehicles we can find for you — all pre-approved, PCO-ready, and sourced at competitive prices. Unlimited mileage, weekly rental payments, and full ownership at the end of your contract.
Images are for illustrative purposes only and may not represent the actual vehicle.
We're launching soon. Register now to secure priority access, early-bird pricing and a dedicated representative to guide you every step of the way.
Early registrations may qualify for preferential terms when we launch.
Be first in line to choose from our curated selection of quality PCO vehicles.
Your own account manager with personalised onboarding, preferential service, and 24/7 support whenever you need it.
Registering doesn't commit you to anything. It just means you hear about it first.
Limited early-access spots – takes 30 seconds.